Scam Alert: This Lady was Scammed by an Instagram User, See Screenshots

Instagram has now turned to a scamming ground. These days, you don’t even know whom to trust when it comes to online business again. Read the full gist as posted by Omobolanle Awoyemi on her Facebook Wall. See Screenshots below.

SCAMMER ALERT. INSTAGRAM SCAMMERS. May it not be well with all of them!

The general public is therefore warned of doing business with any vendor on IG called @uniqueladyswears_online_store whose phone no is +2348179542401.

A dear friend of mine (she has been tagged in this post) has requested I post this for her because she believes this notice will get more audience on my wall than if posted on her own wall.

Evidence of her conversations with the vendor has been attached.

Oluwadamilola made an order of two items: A slippers and a shoe. On realizing that he had been paid the money for the delivery, an evidence was a screenshot of the debit alert she got from her bank (FCMB), the scammer claimed not to have received the alert but promised to process the order when he receives the alert.

Thereafter, he asked for a delivery fee of 1K which was not in the initial agreement. My friend paid this and expected her delivery the following day. He came up with stories of how the sales team is having a problem and promised to make payment as soon as it is sorted.

Subsequent chats from my friend were received with no response, then he blocked her. She went ahead to chat with him on Whatsapp, acting as a new customer who wanted to inquire about one of his goods, which he responded to, but on knowing that she was the same person from IG, he blocked her on Whatsapp.

Upon knowing that he was been monitored via other accounts, (She had told her colleagues to chat up with the guy and act as new customers who were interested in buying items), but immediately they mentioned that he had collected money from a lady without delivery of the goods, he blocked them all and he has since made his account privates.

Note that this guy is still chatting with innocent customers from his IG page, making false promises of delivery but absconds as soon as payment is made. He uses the ‘payment before delivery’ to trick unsuspecting customers into sending their money before he absconds.

Please help share this post. Tag as many people, bloggers as you can. Be careful of Instagram sellers, especially those who claim to run a payment before delivery policy.

If you are a thief, who specializes in scamming innocent people of their hard-earned cash on social media, good things will henceforth cease in your life. Help would be far from you, nothing you do would ever prosper, you will live in penury all the days of your life and die wretched. Amen.

Omoby, 2017



More images on her Facebook page. Click here to see.

“Throw Away That Degree Otherwise You Will Die Poor” – Open Letter to Nigerian Youths

”Throw Away That Degree Otherwise You Will Die Poor” – Open Letter to Nigerian Youths” is a must read for all Youths in Nigeria.

Below is mind bugging open latter to Nigerian youths from “TIMOTHY REX GOMA”

Most of the educated people in Nigeria are poor. Majority of the educated earn less than N55,000 for a salary before tax and other deductions.

When the deductions are put into consideration, the net salary comes to around N50,000. The net salary then suffers from loan deductions of up to N15,000 leaving the salary at around N35,000. The landlord then demands for his N15,000 and monthly shopping takes away N10,000 leaving one with a N10,000.

The bus will demand for N300 going to and from work and relatives get another N2,500. The whole salary is gone and borrowed money starts operating. The borrowed money includes short loans and salary advances.

The difference between poverty and prosperity is property. A prosperous person has property to his name while a poverty stricken person has no property to show. Using this understanding, therefore, most of the degree holders are poverty stricken, borrowing money to buy chicken and chips, pizza, and a car.

The biggest excuse for getting paid such low amounts of money and having to sit and work for another person for 30 days is THE DEGREE that one possesses and that’s all.

This has made most of the degree holders very poor to poverty stricken and will die that way most likely. A degree holder does not know how to generate money unless that money is generated for the employer. A degree holder is so dependent on the salary that he can do anything to get a job but will not think of starting a business of his own to employ others.

Interesting Facts!

1. A degree holder is not prepared to sell chips but is very happy to work for hungry lion (companies).

2. A degree holder is not prepared to sell popcorn in the street but is very happy to work for Dangote outlet in the city and mum river-sides.

3. A degree holder is not prepared to sell second hand clothes but is very happy to be employed by Zenith Bank which the business of selling stocks and looking for customers in a scorching Sun.

4. A degree holder is not prepared to make N150,000 monthly doing his own business but is very happy to work at the till in a bank getting paid N25,000.

5. A degree holder is not prepared to start a company and grow it in two to three years but will spend three years searching for a job.

6. A degree holder is not prepared to sell food to students but will be happy to be reporting to a boss with no qualifications as Office Assistant as long as he is paid N30,000 for a salary.

7. A degree holder is so eager to get out of this country and work in another country than spend time to develop his own country.

8. A degree holder staying in a foreign land (Nigerian) is very keen to condemn Nigeria but never contributing to the development of this country.

9. A Nigerian degree holder would rather sweep the streets of London or USA than start a business to make money in her father land – others work in people’s homes doing some work (cleaners).

10. A degree holder in Nigeria will watch porn on his laptop but never sit to write a book using the same laptop to sell and make money.

11. A degree holder will blame the government for lack of jobs even after he was on government bursary for him to have his degree.

12. Nigeria is blessed with young people who have master’s degree and others are doctors in different technical fields such as IT and Engineering but all of them have failed to create a cartoon character or develop a movie from the same instead very happy to buy Tom and Jerry for their children thereby promoting American and UK.

A school I visit, there is a man that is of very humble background. He does not speak English but sells Coke, Fanta and Sprite at N80 each making a profit of N10 on each drink. He also sells chips at N50 making a profit of N17 on each portion. Not less than 80 students buy chips and a drink every single day. This means he makes a profit of N27 for a drink and chips and a total profit of N2,160 per day…every single day. In ten days he makes a profit of N21,600 in twenty days N43,200 and in thirty days N64,800.

The degree holder working in a bank at the till gets a salary of N45,000 every month.

Why are the degree holders poor?

Because they have decided to pride themselves in a degree and failed to think better than a man who does not have even a certificate to his name.

Degree holders spend their time liking articles on linkedIn and facebook but never have any care in the world to implement what they like. Poverty starts from the mind, a mind that just likes things but never to implement those things.

If you want to progress, keep that degree and start thinking better than someone without a degree. There’s no white collar Job anywhere bro!

Be prepared to get your hands dirty and work like an ox for your business. Your hard work will pay off.

Yours Sincerely. ..

How To Be Be a Millionaire with Questra Holdings

Are you a student, trader or business man/woman, civil servant or Entrepreneur? You can become a Millionaire with Questra Holdings. This is the type of investment that would wow you on trial. It’s the fastest growing company in the world.

Click here to join our WhatsApp group straight away.

I would like to introduce you to Questra Holdings.

Before you read on, see what Lovekoku has to say about Questra:

Questra Holdings was founded in 2009 and has its head office in Spain which means that is subject to European law. Currently 158 employees have the privilege of working for Questra Holdings. Of these 25 are traders who have, to date, completed 88% profitable transactions.

Within this body, there are 2 main companies:
Atlantic Global Asset management (AGAM) – Deals with the management of financial assets of Questra holdings, and Questra world – Questra world deals majorly with promotion of the parent company Questra holdings

Questra is active in 28 European countries. Questra is into: Buying and selling debentures; Buying and selling of shares of the companies conducting initial public offering of their securities on the stock exchange (IPO); Evaluate and buy shares of promising companies; Auctions; They are into real estate.

As an investor it is possible to choose from several different investment packages which range from 90€ to 21870€ (90, 270, 810, 2430, 7290, 21870).

The duration of these investments is 365 days and any profits are paid every week on Friday evenings, with the exception of the standard package where all profits aren’t paid until the end of the year.

The company also offers additional benefits such as:
• A written Contract
• 0% Credit for a motor vehicle and property
• Insurance via the DAS
• A personal Investment Manager

For Investors who want to minimise their risk, and have the option of insuring their money via the DAS-Insurance.

Payments and withdrawals are possible via Bitcoin, OK Pay, Perfect Money, AdvCash and Bank Transfers (BACS). As stated previously all profits are paid out every Friday evening. However it is possible to make withdrawals at any time. In addition investors are notified of their profits on a weekly basis via text message.

I encourage you to visit the Questra Holdings website and of course I am available to answer any questions you may have anytime.

Join Questra Holdings and come in the best Team.

Register Here: https://atlanticgam.es/partner=P09201488859310

You’re Not convinced yet? Let’s show you the way. Join our WhatsApp group and see testimonials of people who have been benefiting from Questra Holdings.

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Get my detailed step by step manual on how Questra work and how to register :https://goo.gl/EVX8jE

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Crytocurrency: Invest in Krypto-gold and get daily returns for life

Krypto-gold is an mining company which gives you a daily mining profit. This profit depends on your investment packages. You will buy a package ranging from $50 to $5000 and get daily profit daily for life. Since there are five coins which are good for mining for now, the company has five machines which mine Bitcoin, etherium, ZCash, Dash and LTC.

When you register, you get your profits for life. 

The company have already invested $25 million plus in Mining facilities and equipment so when purchasing a contract, it will be mining within 24 hours.

Check out your profit plans depending on your investment below:



There are also outstanding bonuses you can gain from mining with Krypto-gold. They include:

1. binary team cycle bonus
2. binary matching bonus
3. level up bonuses
4. repurchase level up bonuses
5. mining return on your investment

Binary Team Cycle Bonus

Activate your account with $500. You can start with $50 (the minimum investment) but if you’re networker like me then you have to buy at least $500 pack.

You would be charged $79 as enrollment fee. You pay this fee once.

Packages

$50, $100, $500, $1000, $2000, $3500, $5000

Qualification
Place 1 personally sponsored person on your left and right.

1. For every $500 full share you will receive 5 credits
2. For $100 = 1 credit
3. For $50 = 0.5 credits

left right
25 credits + 25 credits =1 cycle

1 cycle = $200

Binary Matching Bonus

In this bonus you will get $10 of every cycle which your 1st and 2nd level members are earning..

For each $200 cycle paid, there is another $80 paid to the upline through a maximum of 8 levels.

You do not need to qualify for the first Level because all members automatically begin at the rank of Silver..

To earn on levels 3, 5, 6, 8 matches you must have to qualify from the particular sequence..

How to Qualify for Each Level

1. Gold = Sponsor 5 silvers that each have sponsored 2 silvers and have $10,000 in total enrollment tree volume.

2. Platinum = You need a total of 3 gold under your enrollment tree with each coming from a separate leg and have $50,000 in total enrollment tree volume.

3. Diamond = You need a total of Platinum in your enrollment tree with each coming from a seperate leg and have $200,000 in total enrollment tree volume.

4.White Diamond = You need a total of diamonds in your enrollment tree with each coming from a separate leg and have $1.500,000 in total enrollment tree volume.

Levelup – Boni (Full Shares)
In this level up plan we’ll earn based on what team our personally sponsored members fall into.

There are 4 possible teams:
Downline Team 1
Downline Team 2Downline Team 3
Downline Team 4

First two personally enrolled members would be placed in downline team 1.

3, 4 and 5 members would be placed in team 2, next three would be placed in team 3 and members 9+ would be placed in team 4.

Our Bonuses
Downline team 1 – bonus of 6% on initial purchase of any full shares by personally enrolled members.

Downline team 2 – bonus of 7% on initial purchase of any full shares by personally enrolled members and 1% level up bonus on any of their first two sponsored people.

Downline team 3 – bonus of 8% on initial purchase of any full shares by personally enrolled members and 2% level up bonus on any of their first two sponsored people and we’ll also receive 1% level up bonus when our personally sponsored members of team 4 will enroll their 3, 4 and 5 members.

Downline team 4 – bonus of 9% on initial purchase of any full shares by personally enrolled members and 3% level up bonus on any of their first two sponsored people, we’ll also receive 2% level up bonus when our personally sponsored members of team 4 will enroll their 3,4 and 5 member and 1% level up bonus when all of the people of our team 4 will enroll their 6, 7 and 8 member.

For more information, REGISTER and send an email to cloudgossips@gmail.com to be added to our WhatsApp Group.

How People Make Their Rulers Monsters and Other lessons by Otunba Adeniyi Adebayo

When Otunba Niyi Adebayo won the election to be the Governor of Ekiti State, in 1999, not many people gave him a chance of making any meaningful impact because he was considered a greenhorn. What people, however, did not know was that the young man watching his father, late General Robert Adeyinka Adebayo, former Military Governor of the old Western Region of Nigeria, had gained a lot of insights even without being an active participant.
Niyi, a lawyer by profession, shares notes on his life in the Government House in Ekiti, and lessons for other professionals who want to venture into politics. Enjoy the reading.
Lesson 1: Politics is not dirty.
People use statements like ‘politics is a dirty game’ to drive good people away from politics. For me, what I have come to discover is that the more good people go into politics, the cleaner it will become. If you have clean people going into politics, they will clean up the system. Interestingly people who are insider want to prevent other people from coming in because they don’t want competition, they tell you it is a dirty game, don’t come. No, it is not. That is what I found out. What is politics about? It is about the people who will be in charge of the country. If you don’t have good people in charge of the country, you do not have a good country. So, the cleaner the people that come in, the better it would be for the country. My advice to professionals, Christians, Muslims, and religious people is that the more good people we have in politics, the better for our country. Once you have something good to offer, give it a shot. You never can know what impact you can make.
Lesson 2: You need to create your own identity
For me, going into politics was not to make money; it was about making a name. When you are the child of a successful man, you are always in his shadow. I wanted to come out from under that shadow and make my own name, so that people would not refer to me as General Adebayo’s son, but rather as Niyi Adebayo. I believe I was able to achieve that because my going into politics was not self-serving. It was about service to my people and I saw it as stepping stone to greater things. I do not believe my political life has ended yet. I believe there is still more on the horizon for me politically which I am working towards.
Lesson 3: People turn their rulers into monsters.
One lesson I learnt while in government is that it is people that make governors or presidents to misbehave when they get into office. It is the people that you are governing that turn you into a monster. As a governor, people believe that their whole lives are dependent on you. That is, if they get into your right hand, they can become billionaires tomorrow, even without doing anything. To a large extent, that is true. It will only take one contract and you are made. Consequently, people do not tell their rulers the truth because they want to be in their good books. They elevate them to a god-like status. Even when you are doing foolish things, they will tell you ‘brilliant’, and because everybody is praising you, after a while you too will begin to believe that you are doing the right thing and you begin to question your judgment. And as you keep imbibing their praise-singing, you may lose control of yourself. So, to be a good governor or administrator and not lose control, this is where a good wife comes in handy because when you are losing control, she will tell you things as they are -frankly. But if you don’t have that kind of wife, you will lose control and start to believe everything they tell you even when you know they are not accurate. You start fighting real critics that are criticising you for the good of all. The sycophants will be telling you ‘what do they know, don’t mind them, they are only seeking attention.’ You know as you keep listening to them after a while, you begin to believe the sycophants and everybody that disagrees with you becomes an enemy. I experienced this first hand. It was my wife who helped me to keep my focus.
So, you need a good wife and good old friends, preferably those you grew up together with. Make sure you give them access to you because they will tell you the truth because they know where you are coming from.
I had my father’s experience to teach me. I saw my father as a governor. I saw him after office; I saw how people were with him when he was the governor, I saw how fewer people were with him afterwards. I was able to come to terms with the fact that this thing is temporary; it is not forever. Another luck I had was that I grew up in Lagos; I lived in Lagos. I went to be the governor in Ekiti. When I ended up being governor I came back to Lagos and what I did whenever I was in Lagos as governor, and I want to go out to the polo club or any other such places to relax. I would drive myself; I would take along a security man in mufti. He would wait for me in the car; I would move normal like before. So, I tried as much as possible to be my normal self.
Lesson 4: Give access to as many people as you can
As the governor then, I saw that you could be imprisoned and shut away from good people. But if worked against that by ensuring that as many people that needed to see me had access to me. I would read any letter somebody wrote to me. If it is something I should pass to someone else, I would minute on it. If I needed to reply, I would reply. I was doing that because that was the only way I could get a feel of what was going on in the state. You knew how people were feeling about you. That way, I knew what was happening in the state. Sometimes even before I get security report from the security agencies, I already knew what happened because somebody had already written and told me about it.   I got very useful information this way including an experience where I learnt that my associates were using my name to collect money from those who wanted to get Cof O. I was able to address that by information by an ordinary person who I allowed to see me on a Sunday.
Lesson 5: You need a good home to achieve your dreams.
First of all, I would say that I have been blessed by God because I married a very wonderful woman. My wife is a very wonderful, brilliant and very supportive woman. At a time when I was a struggling lawyer, she was in employment. She had a salary, but I didn’t have. Well, I started with a salary but after working for two years, I set up my own practice. So for quite a while it was a bit of a struggle. But she was there very supportive; she had her salary. If she had not been supportive at the time, life would have been difficult. As a politician, you need a supportive wife. If your wife is harassing you at home, you won’t concentrate in the office. As a matter of fact, as a governor, if your wife is not supportive, you just wouldn’t have the mental wherewithal to perform your duties as a governor.
I must say the women in my life have been supportive because to a large extent I was brought up by my mother.
Lesson 5: God is number one.
I am a practising Anglican; I try as much as possible to go to church every Sunday. I say my prayers every morning before I leave my house. I try to
my duty to God because He has been very good to me and my family. I will continue to praise and glorify his name.
Lesson 6: Friendship is important.
Making and keeping friends has been an important aspect of my journey. I don’t have problems making friends. I have lots of friends. I always tell people that you will not encounter a problem with your friends if you know who they are. So, I always try to know and understand what people are, so that we don’t have problems. If I know you to behave in a certain way and you behave that way to me, it doesn’t create a problem for me because that is what I expect. You hardly ever hear that OtunbaAdebayo and somebody are fighting. Friendship is important to me. I am faithful to my friends and my friends are faithful to me.
Lesson 7: Fun time
I like to have fun. I like to hang out with my friends, sit down have drinks, gist, play. Now and then I go to parties. It is important to enjoy the day as it comes and as you are allowed by God to experience it.
Best advice
One thing my father used to say to all his children while we were growing up was to remember your name. It is not only for you; it is for everybody. If you spoil it, it affects everybody not only you. So, whatever you do in this life, make sure you have a good name. I hold unto that and I have passed it unto my children.
Books
I enjoy reading history. I can’t think of any book that was written on Nigerian Civil War that I have not read. I like biographies. I love reading John F. Kennedy. The other one that has impacted on me greatly was the biography of Abraham Lincoln.
Regret
I started the medical school for the University in Ado-Ekiti. When we collected money from the bond, there was a certain amount of money I was supposed to
release to them for the takeoff of the college. Unfortunately, because of administrative lapses I wasn’t able to release that money to them before I left office: that is regret. Other people have tried to take credit for starting the College of Medicine, but I refuse to accept that. I started it; I appointed the first provost; but unfortunately, we were not able to release funds to them for the takeoff before we left office. To a large extent, I have that regret.